Agricultural finance and credit management questions.

Write short notes on the following financial terms

1. The Balance Sheet
2. Fixed and Current Assets
3. Assets valuations
4. Current and Non-current liabilities

Cooperatives are supposed to be member owned organizations that aim at addressing major economic challenges faced by its members. Agricultural credit is amongst services they provide. Discuss the challenges commonly faced by cooperatives in delivering agricultural credit.

Describe the Tanzanian financial system and highlight modes by which agricultural Sector is supported by this system.

Financial institutions can be grouped and placed along a continuum, from formal to informal. Describe the differences between formal and informal financial institutions.

What do you understand by the term depreciation? Assume an item costing TSh 6,000 expected to last for 12 years at a point of time when its value shall be only TSh 600. Calculate the annual depreciation using the straight-line method.

Explain the logic behind the fact that agricultural finance has the potential for a positive contribution to agricultural development. Outline, with examples, the desired pattern of changes that an underdeveloped agriculture sector would follow in case of a successful financial system serving the sector.

COmprehension of firms` final accounts and financial ratios analysis are important in making lending and borrowing decisions.

1. Explain the purposes, formulas and decisions that you need to reach for the following ratios, (i) Acid-test ratio (ii) Debt ratio
2. What are the factors that determine the quality of good collateral?

History and literature present many failures of agricultural credit projects and programs in Africa. What are the major challenges of lending to smallholder agricultural producers in developing countries?

Financial markets are made of financial institutions whose task is to trade in financial instruments. What are the attributes of a good financial instrument?

Write on Micro-Credit in Tanzania using the given hints below:

1. What is it?
2. What institutions are involved?
3. Who are beneficiaries?
4. Its importance in the economy?
5. Policies involved and rules and laws
6. Problems
7. Recommendations